Financial Support for Studies

In Finland students finance their studies mainly with government financial aid (including a study grant, a housing supplement, and a potential student loan). Adult students may also have other forms of financing.

Degree students are entitled to the meal subsidy of KELA (The Social Insurance Institution of Finland).

For financing your studies, help is available from Student Services and the Study Grants Adviser.

Student Financial Aid for Adult Students

Master’s Degree students and other adult students can apply for student financial aid, if they meet the general criteria for student financial aid and they study full-time (5 ECTS credits/ withdrawn aid-month). When applying for student financial aid, students must prove the full-time status of their studies by presenting a personal study plan approved by the head of programme.

Read more on the website of Kela

Financial Aid by Education Fund

Adult students who have been employed may receive financial aid for their studies under certain conditions from the Education Fund. In such a case they are not entitled to government financial aid, except for the loan guarantee. Please see prerequisites for the financial aid by Education Fund here. Further information the Education Fund, tel. +358 (0)75 757 0505 (local/mobile charge) working days from 9 to 12 am.

Meal Subsidy

The students of the University of Applied Sciences are entitled to a reduction of 1.94 euros on meal prices at the student restaurant by showing a student card or a Kela meal bonus card. The meal subsidy is given to students completing degree-awarding education in Bachelor or Master programmes at a Finnish university of applied sciences. The meal subsidy is also granted at the student restaurants of Finnish universities and other universities of applied sciences. Kela meal bonus cards are provided to students by the Student Services.

Financial Aid for Summer Study

You can apply for financial aid for summer studies on OT15e form using Kela’s electronic services (www.kela.fi). You are only eligible for the aid if the average extent of your studies is at least 5 credits/month.

You are no longer required to submit details of your summer studies. However, Kela will check your study progress in the autumn as part of its yearly study progress follow-up. Kela will check in which months you have received student financial aid during the preceding academic year (including the summer months) and the credits that you have received during that period. Progress is considered sufficient if you have received at least 5 credits for each month for which financial aid was granted.

Student Financial Aid Abroad

Student financial aid may also be granted for studies abroad, if they are part of a degree completed in Finland. The amount of the study grant is the same as for studies in Finland, the maximum housing supplement 210 euros/month (except for countries with a lower rent level), and government loan guarantee 700 euros/month. Applications for financial aid for study abroad must be submitted to Kela, and attached:

  • OT 15e form: change of status, updating personal information
  • a certificate on an international study period included in the degree, approved by the International Coordinator or person in charge of practical training
  • the studies abroad must constitute at least 5 ECTS credits/month and last at least 18 days/month

Read more on the website of Kela.

Ask us about the Financial Aid

Räsänen Katja

Räsänen Katja

Koordinaattori, Coordinator
Koulutuksen kehittämispalvelut, Educational Development Services
Hallinto, Administration
Kotamäki Saija

Kotamäki Saija

Opintosihteeri, Student Services Secretary
Opiskelijapalvelut, Student Services
Hallinto, Administration

Further information

Student financial aid and the processing of applications: website of Kela or +358 20 634 2550